Credit Risk Manager at Equity Bank November 2026

 

Habari! Ili usipitwe na nafasi mpya za kazi na taarifa za ajira kila siku, bofya kitufe cha chini kujiunga nasi moja kwa moja kwenye WhatsAppJIUNGE NA AJIRA NETWORK HUB

EQUITY BANK TANZANIA LTD

CREDIT RISK MANAGER

Regular - Managerial Level Dar es Salaam, Tanzania

Basic Purpose

The Credit Risk Manager is responsible for maximizing the bank’s risk-adjusted returns by ensuring that credit risk exposure remains within acceptable parameters. This involves independently identifying, measuring, and communicating the branch’s credit risk profile, monitoring and reporting on the effectiveness of credit risk controls, conducting periodic reviews of credit-related activities, and recommending strategic enhancements where necessary.

Main Duties & Responsibilities

1. Credit Risk Oversight & Facility Management
  • Identify, measure, and report significant portfolio risks, losses, and the structural effectiveness of mitigation actions.
  • Appraise high-value credit facilities across Personal, Business, and Corporate Banking segments to ensure data integrity.
  • Review the creditworthiness of potential transactions within Credit Committees and propose robust risk mitigants.
2. Delinquency Management & Collateral Custody
  • Analyze delinquent accounts, design aggressive remediation strategies, and coordinate closely with recovery and legal units.
  • Act as the primary custodian of security vaults, credit documentation registers, and oversee secure archival/retrieval workflows.
  • Ensure complete collateral protection across the branch network through timely insurance renewals.
3. Stress Testing & Stakeholder Reporting
  • Conduct periodic portfolio stress tests and scenario impact assessments to deliver proactive risk options to senior management.
  • Prepare reliable credit risk report packages for Senior Management and the Board of Directors.
  • Verify the accurate collection of mandated banking fees, commissions, and underlying financial charges.

Qualifications & Experience

  • Education: Bachelor’s Degree or its equivalent in Finance, Banking, Accounting, Economics, Business Administration, or a related field.
  • Professional Experience: 3–5 years of solid banking experience, with a strict requirement of at least two (2) years specialized in Credit Analysis, Credit Risk Management, or Lending Relationship Management.
  • Domain Background: Proven background in Credit appraisal, loan structuring, SME/corporate lending, problem loan remediation, and holistic portfolio management.
  • Typical Background Roles: Credit Analyst, Corporate/SME Relationship Manager, Credit Officer, or Risk Analyst.

Technical Skills & Regulatory Knowledge

Financial Statement Analysis Cash Flow Modelling Bank of Tanzania (BoT) Rules Loan Provisioning & Classification AML / KYC Compliance

Candidates must possess exceptional decision-making capabilities under risk parameters, robust credit committee presentation skills, and the capacity to balance asset growth with tight internal risk controls.

How to Apply

Interested in advancing your risk management career with Equity Bank? Please review the complete operational duties and technical qualifications carefully. When you are ready, click the button below to submit your application profile directly through Equity Bank’s official cloud recruitment portal.

Job Posting Date: November 5, 2026

*Equity Bank Tanzania Ltd is an equal opportunity employer. Ensure all certificates, background disclosures, and credentials are compiled before submitting.*

Click Here to Apply

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