VACANCY POSITION - LOAN OFFICER AT HAWA MICROFINANCE
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Reports to: Branch Managers
Duty Station: Dar es Salaam and other assigned Branches
About Hawi Microfinance
Hawi Microfinance is a fast-growing financial institution promoting financial inclusion and economic empowerment for individuals, small business owners, entrepreneurs, and underserved communities in Tanzania.
Job Purpose
The Loan Officer will be responsible for marketing the company's loan products, recruiting clients, assessing loan applications, facilitating loan disbursements, monitoring repayments, and ensuring effective management of the assigned loan portfolio. The position aims to support business growth while maintaining a healthy loan portfolio and excellent customer relations.
Key Roles and Responsibilities
- Identify and recruit potential clients and promote Hawi Microfinance loan products
- Receive and process loan applications in line with company credit policies
- Conduct client assessments, business visits, and verify borrowers' financial information
- Evaluate clients' repayment capacity and prepare loan appraisal recommendations
- Facilitate approved loan disbursements and ensure proper documentation
- Monitor repayments and conduct timely follow-ups with clients
- Follow up on overdue loans and support recovery activities
- Maintain good client relationships and provide financial guidance
- Prepare daily, weekly, and monthly loan performance reports
- Ensure compliance with company policies and microfinance regulations
Qualifications and Experience
- Certificate, Diploma, or Bachelor's Degree in Finance, Accounting, Banking, Business Administration, Economics, Social Sciences, or related field
- Experience in microfinance, banking, credit management, or loan administration is an added advantage
- Basic computer skills, particularly Microsoft Office applications
- Knowledge of loan assessment, credit management, and customer relations
Required Skills and Competencies
- Excellent communication and interpersonal skills
- Strong analytical and customer service skills
- Honesty, integrity, and professionalism
- Ability to meet targets and work independently
- Good negotiation and problem-solving skills
- Willingness to undertake field visits and client follow-ups
How to Apply
Interested candidates are invited to submit their application letter, updated CV, and relevant supporting documents via email to the formal address below:
Email Address: info@hawi.co.tz
The Chief Executive Officer (CEO)
Hawi Microfinance
P. O. Box 6002
Dar es Salaam
Deadline: 13th November 2026
*Only shortlisted candidates will be contacted.*

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